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Finance Your RV

RV Financing with Lazydays

We work with the nation’s leading RV financing lenders to offer you the most flexible RV loan options and help you secure a competitive rate. For many happy campers, RV financing is often a better option than paying cash. In many cases, your RV loan interest may even be tax-deductible as second-home mortgage interest. Let our RV financing experts help secure your RV loan rates and motorhome financing. Your personal Business Manager will contact lenders on your behalf to obtain the best RV, travel trailer, or motorhome financing terms possible, taking the hassle out of the RV loan application experience. We also offer an online RV financing calculator to help you learn more about your loan options.

Lazydays RV financing benefits:

  • RV finance period up to 20 years
  • Affordable monthly RV finance payments that fit your budget
  • Same-day RV financing

Need help getting started? Give us a call at 866-703-3072

RV Financing FAQ

At Lazydays RV, we want to be there throughout your RV journey. From financing an RV within your budget to attaining recreational vehicle insurance, our team of experts can help you at every turn.

How do I Use the RV Loan Calculator?

Using our RV loan calculator to learn more about RV financing is easy! Simply enter in the information about your RV and payment information. You can also add in any trade-in information to help adjust your estimate. Please note that our RV payment calculator is a tool to help identify your estimated monthly payment, it does not provide the exact terms of your loan. For the exact terms of your RV financing, contact your local Lazydays to get started on the financing process.

What are Typical RV Loan Financing Terms?

RV loans typically last anywhere from 6-20 years, depending on the loan type. Your exact RV financing terms will vary based on whether your loan is secured or unsecured, your down payment, your credit score, and the total cost of the RV you’re purchasing.

Is an RV Loan Tax Deductible?

Yes, in many cases the interest on your RV loan is tax-deductible. Other elements of your RV expenses, such as sales tax on the original purchase price, may also qualify. Our blog outlines what to know about RV tax deductions.

What is a Good Interest Rate for an RV Loan?

Just like auto loans, your RV loan interest rate will vary depending on several factors. Your credit score and financing terms will influence your interest rate. Our RV experts can help you secure the best interest rate for your recreational vehicle financing.

Additional Options for RVers

At Lazydays, we want to be there with you throughout your RV journey. From financing an RV within your budget to attaining recreational vehicle insurance for your specific needs to offering sound options for protecting your investment, our team of experts can help you at every turn.

RV Insurance

For more than 30 years, we have been an independent RV insurance agency. We can help you secure the right RV insurance for your needs from top policy providers. We offer a variety of specialized RV insurance coverage options as well.

RV Protection Plans

Protect your RVing investment with plans that meet your needs. From Extended Service Contracts to multiple types of tire and wheel coverage, we offer a wide array of RV protection products. We also offer roadside assistance as well as interior and exterior appearance protection. Our experts can help you create a comprehensive RV protection plan to meet your needs and budget.

RV Trade-In

We offer a trade-in program that makes it easy to trade in your motorhome, fifth wheel, camper, or even a car, truck, or boat towards your next RV purchase. We’re here to help you find the RV of your dreams!

RV Service Plans

Prepare for the unexpected with best-in-class RV service plans and support. We offer a variety of extended service plans, including plans through USA Travel Care. Keep your adventures on track with expert RV service and service plans!